The U.S. CLARITY Act, a significant crypto regulation bill, has encountered delays as banks oppose a White House compromise on stablecoin rewards. Crypto firms advocate for 3-4% rewards to attract users, but banks fear this could divert up to $500 billion from deposits, impacting lending capacity. The White House's proposal to limit rewards to specific uses failed to gain bank support, stalling negotiations. Attention now turns to the U.S. Securities and Exchange Commission's roundtable on April 16, where regulators and industry leaders will discuss the future of digital asset rules. The CLARITY Act, which passed the House last July, aims to establish clear regulations for the crypto market, with the CFTC overseeing digital commodities and the SEC regulating securities. However, with ongoing disputes, the bill's enactment may be delayed until 2026.