The U.S. Federal Reserve, alongside the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp, has clarified that banks must maintain the same capital requirements for tokenized securities as for traditional securities. In a new FAQ document, the regulators emphasized that the technology used to issue or transact securities does not affect their capital treatment. This ensures that tokenized assets, whether on permissioned or permissionless blockchains, are subject to the same regulatory standards as their non-tokenized counterparts.
The agencies also stated that tokenized securities can be used as financial collateral under the same conditions as traditional securities, including applicable haircuts. This move aligns with the broader regulatory approach to integrate crypto assets into the U.S. banking system without imposing additional burdens. The U.S. Securities and Exchange Commission is also developing policies to manage tokenized securities, further advancing their integration into mainstream financial systems.
U.S. Regulators Affirm Equal Capital Requirements for Tokenized Securities
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