The rapid growth of cryptocurrency adoption, with 562 million global owners in 2025, is outpacing regulatory efforts, according to Coinpedia founder Qadir Ak. This 33% increase from 2023 highlights a widening gap between innovation and oversight, creating opportunities for cybercriminals. Experts, including Baek, stress the need to address jurisdictional arbitrage, P2P market vulnerabilities, and DeFi's regulatory ambiguities. Despite progress such as the FATF Travel Rule's adoption by nearly 100 countries and the EU's MiCA framework, global regulatory alignment remains incomplete. Stricter licensing in regions like Singapore, Hong Kong, and the UAE marks positive steps, but offshore jurisdictions and enforcement gaps continue to pose significant risks.