André Casterman, founder of Casterman Advisory, has identified 2026 as a crucial turning point for the cryptocurrency market, emphasizing a shift towards constructing new financial infrastructure. According to Casterman, the industry's focus is moving from questioning the necessity of crypto to implementing tokenization and digital assets in regulated, production-grade environments. Casterman highlighted that central banks and financial institutions globally are adopting a "wholesale-first" approach to Central Bank Digital Currencies (CBDCs), tokenized deposits, and regulated stablecoins like USDC and RLUSD. Upcoming legislation on crypto market structure is expected to bolster institutional applications, paving the way for significant bank investments in crypto trading and related areas. As digital currencies evolve to coexist and interoperate, blockchain technology is set to become a parallel financial system, with banks maintaining their intermediary roles under clear regulatory frameworks.