What is a Fiat Deposit on Phemex?

The Fiat Deposit feature on Phemex lets users transfer fiat currencies directly into their Fiat Account. This enables them to buy cryptos at any time using their available fiat balance.

Retrait de fiat

Q: List of Supported and Restricted Countries for Fiat Deposit

List of Supported and Restricted Countries for Fiat DepositSee: https://phemex.com/help-center/list-of-supported-and-restricted-countries-for-fiat-deposit

Retirer des devises fiat vers un compte bancaire

1. Ajouter un compte bancaire

Ajoutez un compte bancaire pour recevoir des fonds.

2. Soumettre un retrait fiat

Saisissez le montant fiat à retirer et vérifiez tous les détails de la transaction, tels que les frais et les notes.

3. Recevoir des devises

Complétez le paiement et vos devises seront créditées sur votre compte bancaire.

	Supported cryptocurrencies	Supported fiat currencies	Limit per transaction	Frais	Étapes	Credit time
Fiat Deposit	BTC/ETH/ USDT/USDC	USD/EUR/CHF/ AUD/GBP/JPY	Min $50 equivalent Max $100M equivalent	Fiat Deposit: 0 Frais Buy crypto with fiat balance: $50-$499 2% $500-$9,999 1.5% $10,000-$49,999 1% $50,000-$99,999 0.5% $100,000-$499,999 0.1% $500,000-$100,000,000 0.08%	1.KYC Verification 2.Fiat Deposit 3.Buy with Fiat Balance	1.Fiat Deposit: 1-2 working day 2.Buy crypto with fiat balance: Instantané
Withdraw to SWIFT/Wire Transfer	BTC/ETH/ USDT/USDC	USD/EUR/CHF/ AUD/GBP/JPY	Min $30 equivalent Max $100M equivalent	$50-$499 2%+$30 $500-$9,999 1.5%+$30 $10,000-$49,999 1%+$30 $50,000-$99,999 0.5% $100,000-$499,999 0.1% $500,000-$100,000,000 0.08%	1.KYC Verification 2.Add bank account 3.Withdraw to Bank Account	1-2 Working days
Withdraw to SEPA	BTC/ETH/ USDT/USDC	EUR	Min $30 equivalent Max $100M equivalent	$50-$499 2%+€2 $500-$9,999 1.5%+€2 $10,000-$49,999 1%+€2 $50,000-$99,999 0.5% $100,000-$499,999 0.1% $500,000-$100,000,000 0.08%	1.KYC Verification 2.Add bank account 3.Withdraw to Bank Account	1-2 Working days
Withdraw to FPS	BTC/ETH/ USDT/USDC	GBP	Min $30 equivalent Max $100M equivalent	$50-$499 2%+￡2 $500-$9,999 1.5%+￡2 $10,000-$49,999 1%+￡2 $50,000-$99,999 0.5% $100,000-$499,999 0.1% $500,000-$100,000,000 0.08%	1.KYC Verification 2.Add bank account 3.Withdraw to Bank Account	10 Minutes-1 Working day

Supported cryptocurrencies

Supported fiat currencies

Limit per transaction

Frais

Étapes

Credit time

Fiat Deposit

BTC/ETH/
USDT/USDC

USD/EUR/CHF/
AUD/GBP/JPY

Min $50 equivalent

Max $100M equivalent

Fiat Deposit: 0 Frais

Buy crypto with fiat balance:

$50-$499                   2%
$500-$9,999              1.5%
$10,000-$49,999       1%
$50,000-$99,999       0.5%
$100,000-$499,999 0.1%
$500,000-$100,000,000 0.08%

1.KYC Verification
2.Fiat Deposit
3.Buy with Fiat Balance

1.Fiat Deposit: 1-2 working day
2.Buy crypto with fiat balance: Instantané

Withdraw to
SWIFT/Wire Transfer

BTC/ETH/
USDT/USDC

USD/EUR/CHF/
AUD/GBP/JPY

Min $30 equivalent

Max $100M equivalent

$50-$499                 2%+$30
$500-$9,999            1.5%+$30
$10,000-$49,999      1%+$30
$50,000-$99,999      0.5%
$100,000-$499,999 0.1%
$500,000-$100,000,000 0.08%

1.KYC Verification
2.Add bank account
3.Withdraw to Bank Account

1-2 Working days

Withdraw to SEPA

BTC/ETH/
USDT/USDC

EUR

Min $30 equivalent

Max $100M equivalent

$50-$499                 2%+€2
$500-$9,999            1.5%+€2
$10,000-$49,999      1%+€2
$50,000-$99,999      0.5%
$100,000-$499,999 0.1%
$500,000-$100,000,000 0.08%

1.KYC Verification
2.Add bank account
3.Withdraw to Bank Account

1-2 Working days

Withdraw to FPS

BTC/ETH/
USDT/USDC

GBP

Min $30 equivalent

Max $100M equivalent

$50-$499                 2%+￡2
$500-$9,999            1.5%+￡2
$10,000-$49,999      1%+￡2
$50,000-$99,999      0.5%
$100,000-$499,999 0.1%
$500,000-$100,000,000 0.08%

1.KYC Verification
2.Add bank account
3.Withdraw to Bank Account

10 Minutes-1 Working day

The Advantages of Fiat Withdrawal

Frais de dépôt zéro

Financez votre compte gratuitement; règlement rapide sur les rails supportés.

Limites de taille institutionnelle

Dépôt jusqu'à $100M par transaction.

Rails de paiement mondiaux

SEPA, SWIFT, FPS et plus—apportez EUR, USD, GBP, etc. à Phemex.

How to Deposit Fiat with Bank Transfer?

Go to “Buy Crypto” and choose “Fiat Deposit”.
Select your fiat currency and enter the deposit amount.
Select the payment method and complete KYC and questionnaire.
Follow the instructions to make transfers through your online banking or mobile app.