XRP has emerged as the leading payment-related blockchain project, boasting a fully diluted valuation (FDV) of $238 billion. This positions XRP at the forefront of the global payments sector, underscoring its capabilities in speed, scalability, and practical application. Following XRP, Stellar (XLM) and Litecoin (LTC) rank second and third, with FDVs of $8.48 billion and $5.79 billion, respectively, according to data from Xaif Crypto.