Ripple has announced the launch of a new lending protocol and stablecoin integration for the XRP Ledger, aiming to enhance institutional adoption. Speaking at the Swell 2025 conference, Ripple President Monica Long highlighted the company's strategy to bolster utility, trust, and liquidity within the digital finance ecosystem. The initiatives are part of Ripple's broader effort to serve financial institutions and foster innovation on the XRP Ledger, with developers playing a crucial role in expanding its capabilities.