Cardano (ADA) and XRP have faced notable declines, with ADA dropping 20% and XRP falling 17.7% over the past 30 days. In contrast, PayDax Protocol (PDP) is expected to achieve a remarkable 13,200% growth during its presale phase. PDP, which offers DeFi banking services, promises up to 20% annual yield and 97% loan-to-value (LTV) for real-world asset-backed loans. The project utilizes Chainlink Oracles and collaborates with Sotheby’s and Brinks to ensure security for real-world assets. PDP's presale begins at $0.015, with analysts forecasting a post-presale price of $2.00, highlighting its potential in the DeFi space.