X, led by CEO Linda Yaccarino, plans to introduce investment and trading features, aiming to transform the platform into a financial and social ecosystem. The initiative includes a peer-to-peer digital wallet service, X Money, developed in partnership with Visa, initially launching in the US. Users will be able to link debit cards to their digital wallets, with potential plans for an X-branded credit or debit card. This move is part of X's strategy to boost revenue following Elon Musk's $44 billion acquisition, with projected earnings of $2.3 billion this year.