Blockchain technology is revolutionizing the private credit market, a sector poised for significant growth with a potential $20 trillion opportunity, according to Apollo Global Management. Traditionally hampered by inefficiencies and reliance on manual processes, the industry is now leveraging Web3 technologies, including blockchain and programmable stablecoins, to automate operations, ensure real-time compliance, and enable instant settlements. This technological shift is reducing operational costs and cash drag, as demonstrated by platforms like Fence.Finance and Intain, and is expected to democratize market access, allowing smaller players to compete with established institutions.