Market analyst CharuSan has outlined a bullish scenario for XRP, suggesting the token could reach $300 if the CLARITY Act facilitates widespread bank adoption through Ripple's On-Demand Liquidity (ODL) platform. CharuSan argues that large-scale institutional flows, rather than circulating supply metrics, will drive XRP's market price as banks begin using ODL for cross-border settlements. CharuSan highlights that the price banks pay for XRP during transfers is determined by real-time demand, not the reported circulating supply. He suggests that large transactions, such as a $200 billion transfer at an XRP price of $20, would require 10 billion XRP, potentially straining the market's liquidity. This pressure could lead to a significant price increase to accommodate institutional use. CharuSan also notes that Ripple's partnerships with infrastructure providers position the network for rapid adoption once regulatory clarity is achieved. Currently, XRP trades near $1.38, with the $300 projection remaining speculative and dependent on substantial institutional adoption and increased on-chain liquidity.